Why Contact Me for Your Next Mortgage?

I Have More Mortgage Options - Your bank or credit union has one set of mortgage products and mortgage rates to offer. Select Mortgage offers the mortgage products of over 40 mortgage lenders (see Lender List) and is not tied to any one lender.  Mortgage rates and products vary and some lenders are better at financing different situations than others, and we can help match the lender with your needs.   See Mortgage Options  and Mortgage Basics for descriptions of mortgage products.

I am Paid by the Lender - In most cases, residential mortgage brokers are paid by the lender where we place the mortgage, and not the client. The pay is based on the size of the mortgage - not the mortgage rate, and our brokers work hard to get their clients the best mortgage at the best mortgage rate.

Brokers are a Growing Trend - In Canada, 1 in 4 mortgage borrowers are using a mortgage broker, and almost 1 in 3 here in BC. Mortgage brokers are not just for clients with bumpy credit histories. My clients include average families, professionals, first time buyers, self employed workers, vacation home buyers, rental home buyers, etc - anyone wanting a great rate & someone else to do the rate shopping for them.

I am a Licensed Professionals - We are licensed mortgage consultants and members of the Mortgage Brokers Association of BC. All business carried out is governed by strict professional rules designed to ensure that the advice that clients receive from me is impartial and suits the individual client's needs. Licensing is not required of mortgage representatives in most traditional financial institutions.

Our Company, is Local and "Independent."  Unlike many other mortgage companies, Select Mortgage is Canadian - headquarters in Victoria BC - and is not owned by a large financial institution.  

We're Big, but Not Too Big - Select Mortgage offers the balance of being small enough that each customer is very important to me, and yet big enough that we can negotiate favourable mortgage rates because of our volume, and do webusiness with some large lenders that will not deal with small firms.

Whether you're a first time home buyer, renewing an existing mortgage, refinancing, buying a rental property, or looking for ways to pay off your mortgage early, I will be able to help answer your mortgage questions.  Here are just some scenarios where I can find you great mortgage solutions:

If you've already visited your bank about your mortgage needs, talk to me too for a no obligation quote and a second opinion.